Welcome to this beautifully maintained 3-bedroom, 2-bath rancher located in the desirable Banks Harbor Retreat. Designed for easy one-level living, this home features a two-car attached garage and a thoughtful blend of comfort and updates throughout. The bright, updated kitchen showcases new countertops, offering both style and functionality for everyday living and entertaining. Just off the kitchen area, enjoy a Vinyl-Tech enclosed porch with its own split HVAC unit, creating a comfortable space in this three seasons room. Outside, a paver patio provides the perfect setting for relaxing or hosting gatherings. The primary suite offers a private retreat with a walk-in tiled shower, double sink vanity, and a spacious walk-in closet, providing both comfort and convenience. Two additional bedrooms are complemented by an updated hall bath with tile finishes, adding to the home's move-in-ready appeal. The large office/flex room offers endless possibilities-perfect for a home office, media room, hobby space, or additional guest area. Adding to the lifestyle, Banks Harbor Marina offers convenient boating access to White Creek and the Indian River Bay, making this an ideal home for boating and water enthusiasts. With its inviting layout, modern updates, and access to exceptional coastal amenities, this rancher delivers comfort, convenience, and the best of coastal living.